Money problems

Worrying about money can make you feel stressed or anxious, and it can be hard to know what to do. We've got advice if you're struggling.

Worrying about money

Money problems can affect you in lots of ways, you might be struggling with:

  • being able to buy food or pay for basic things
  • arguments at home about money
  • not having the same things as your friends
  • threatening letters or threats of people coming round
  • not knowing if you can stay in your home
  • finding work, or being affected by COVID-19

Whatever's happening, there are ways to get help and get through it. And Childline is here any time you need to talk.

5 ways to save money:

  • Make a budget.
  • Wait before deciding to buy something.
  • Look for sales or discount vouchers.
  • Get a 16-25 railcard.
  • Ask for help.

Coping with money problems

How old you are, and who you live with can have a big impact in what you can do. But it's important to get support whenever you can. There are lots of things you can try:

Get more advice:

There's lots of places to get useful advice on money:

  • Citizen's advice – Financial advice and support
  • NHS – Advice on coping with money troubles
  • Shelter – Information and advice if you're facing homelessness

Money and relationships

There are lots of reasons money might be difficult in a relationship. One person might have more money than the other, or you might not have enough money to do all the things you want.

Problems at home

Money can put a lot of pressure on families, especially if things change quickly after someone loses a job or your parents split up. Money worries can also lead to arguments or stress at home.

If money is tight at home, you might not always be able to change things. But sometimes it can help to:

  • offer to help with chores or jobs at home
  • keep active by taking walks or exercising when you can
  • talk to your family about how you're feeling.

If you're not getting what you need at home you might be experiencing neglect.