Coping with money problems

It can be scary when you’re worrying about money at home or for yourself, especially when the cost of living is going up. But you don’t have to cope alone.

The cost of living is the amount of money you need to afford basic things like food, a home and electricity. It can be a struggle when the cost of living goes up and it makes things more expensive at home.

Whether you’re worried about finances at home or for yourself, there are some things that can help:

  • Get trustworthy support and advice
    Organisations like Citizen’s Advice can help when you’re not sure where to get help and give practical information on things like food banks or benefits. You can also talk to an adult you trust about what’s happening.
  • Make a budget
    A budget includes all the money you have coming in and what expenses you have to pay. It can help you to see how much money you have to spend on different things to help you avoid overspending. Get advice on making a budget.
  • Get help with stress at home
    Money problems can be stressful, and sometimes that can cause arguments at home. If you’re struggling about something happening at home, you can talk to a Childline counsellor or share things on the message boards any time.
  • Talk about it
    Some people don’t like to talk about money problems. But sharing what’s happening can help you to feel less alone and get you the support you deserve. Childline is here to talk about anything that might be happening.

Want to talk but worried about talking directly to us? You can create an account any time to send a private message to us and we’ll reply to you within a day.